The Program is currently accepting applicationsfrom eligible, Illinois homeowners who meet the following criteria: Please contact us if you need an alternative means of accessing information or services. IHAF Mortgage Servicer Outreach Letter to Borrowers . You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. We are fighting for them. At Gray, our journalists report, write, edit and produce the news content that informs the communities we serve. CHICAGO - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. WebWhat is the Illinois Homeowner Assistance Fund (ILHAF) Program? [{"code":"en","title":"Illinois' Virtual Agent","message":"Hello"},{"code":"es","title":"Agente virtual de Illinois","message":"Hola"}]. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. For more information and updates on the program, please visit illinoishousinghelp.org. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. The Illinois Distress Homeowner Assistance Bond We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. To qualify, Illinois homeowners must have experienced a financial hardship caused by the COVID-19 pandemic, such as lost income or increased expenses, on or after Jan. 21, 2020. We Community Land Trust & Inclusionary Housing Programs, Lake County Residential Foreclosure Mediation Program. We continue to stand up for homeowners and renters. The Illinois Homeowner Assistance Fund will keep families from losing their homes by prioritizing aid to the hardest hit communities and those with the lowest incomes.. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. WebThe Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other The American Rescue Plan Act passed by Congress in March of 2021 provided Illinois with funds to help COVID-19 Emergency Assistance for Homeowners, Homeowner owns and occupies the property as their primary residence. Explore Your Options Contact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. Funds from the Homeowner Assistance Fund (HAF) can help homeowners avoid foreclosure, but only if mortgage servicers work with state housing finance WebEligible homeowners can receive up to $60,000 in emergency assistance paid directly to your mortgage servicer, taxing body, or other approved entity. Box 2008Springfield, IL 62705(217)-528-3423, For more information and updates on the program, please visit, Illinois Manufactured Housing Association, Preparing Your Manufactured Home for High Wind Events. Try again. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. Illinois Homeowner Assistance Fund to launch in April 2022, First Alert Forecast: Stretch of dangerous heat continues, Palmer College receives largest donation in history, Big Brothers Big Sisters after school program. ", Administered by IHDA, ILHAF is designed to assist homeowners facing mortgage delinquency, default, or foreclosure. When ready to apply, homeowners should also have the following documentation to ease their application process: More information on the application process, including videos on how to apply, a complete list of required documents, and a list of participating housing counselors, can be found at www.illinoishousinghelp.org. Interested homeowners are strongly encouraged attend an information session hosted by IHDA or one of our housing partners. As we did with rental assistance, the Illinois General Assembly is partnering with IHDA to ensure those most at risk of foreclosure receive mortgage assistance. Applicants who received prior ILHAF mortgage assistance are eligible for up to $60,000 combined. The $1.9 trillion economic stimulus relief designed to speed up recovery from the COVID-19 pandemic included $9.96 billion allocated for state territories, tribes and the Department of Hawaiian Homelands. WebWhat is ILHAF? ", "For over two years, Illinois has been a national leader in delivering emergency rent and mortgage assistance to vulnerable households impacted by the pandemic," said IHDA Executive Director Kristin Faust. "We know that a stable home is critical for families to stay safe and healthy during the COVID-19 pandemic, and we remain committed to providing help to those who have been hit hardest by this public health crisis," said Assistance Majority Leader Delia Ramirez (D-Chicago). The session schedule is posted online at illinoishousinghelp.org, for those without access to a computer or the internet, please contact the ILHAF hotline at 1-866-IL-HELP (866-454-3571). "The Illinois Homeowner Assistance fund will provide homeowners at risk of losing their homes, due to the Covid 19 pandemic, with much-needed financial relief," said State Representative Lindsey LaPointe (D-Chicago). ILHAF (Metrics Version) - Illinois Housing Help Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, property insurance, and delinquent homeowner and/or condo association fees. Come April, residents struggling to keep a roof over their heads will be able to access up to $30,000 in mortgage relief. A good life, a good job, the ability to focus in a classroom it all starts with a roof over your head. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Get Daily headlines and weather directly to your Inbox! Program information and updates can be found at illinoishousinghelp.org. Apply today to get help as soon as possible.". Get up to $60,000 from the State of Illinois to - Illinois Legal Aid Assistance will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. This vital assistance will give families an opportunity to regain their financial footing while staying in their communities.. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. 117-2). Community Partners for Affordable Housing. Everyone should have a place to call home. ILHAF | Emergency Mortgage Assistance Program Program "From the start of the COVID-19 pandemic, it was critical to do everything in our power to help struggling households stay safely and stably housed as they navigated unprecedented financial hardships," Illinois State Senator Omar Aquino (D-Chicago) stated. That's why I fought for federal relief for vulnerable homeowners and renters and the historic investments made under the Biden Administration to ensure families do not lose their homes," said U.S. ", "If you have fallen behind on your mortgage or property taxes due to the pandemic, I encourage you to apply for this assistance today," said State Senator Mike Simmons (D-Chicago). Homeowners in need of assistance can find more information on program eligibility and begin an application at www.illinoishousinghelp.org. ILHAF - Illinois Housing Help "I applaud IHDA for its leadership in delivering these emergency funds and encourage eligible homeowners in need to apply for this assistance. Please click on the link to try again in another window. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Household income is equal to or less than 150% area median income (AMI). "This vital assistance is free for homeowners to provide them ease of mind while they regain their financial footing.". All rights reserved. Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help Attend an information session or contact a counseling agency on the IHDA website to educate yourselves about the program so you are ready to apply when the portal is open.. Senator Tammy Duckworth (D-IL). This program builds upon several homeowner and renter assistance efforts undertaken by the Pritzker administration, including the Emergency Mortgage and Rental Assistance Programs in 2020 and the Illinois Rental Payment Program in 2021. They must also currently own and occupy their Illinois home as their primary residence, be at least 30 days behind on their mortgage or other homeowner expenses, and have a household income at or below 150% of the Area Median Income. Last Updated: February 8, 2022 . They also must currently own and occupy their home in Illinois as their primary residence, be at least 30 days late on their monthly housing payments and have a household income at or below 150% of the area median income. Behind on housing costs due to COVID-19? After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. Applications will be accepted until 11:59 p.m. on Tuesday, May 31, 2022. My administration worked more quickly than any other state in the country to distribute over $1 billion to prevent renters and homeowners from losing their housing in the pandemic, and this next phase will provide hundreds of millions more in 2022, said Governor JB Pritzker. Homeowner is at least 30 days past due on the mortgage payments or housing-related expenses (such as property taxes, homeowners insurance, HOA fees) for which they are requesting ILHAF assistance. WebThe Illinois Emergency Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance! Program information and updates can be found at illinoishousinghelp.org. "We take the financial hardships of our community members seriously and we are doing everything we can to help Illinoisans keep their homes," said Illinois State Senator Robert Peters (D-Chicago). To qualify for ILHAF assistance, Illinois homeowners must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 (including a hardship that began before Jan. 21, 2020, but continued after that date). "Many families in Chicago are struggling as we come out of the pandemic, and they should not have to worry about losing their homes. With the ending of the nationwide moratorium on foreclosures, many are still struggling to catch up to missed payments incurred due to the pandemic, said Illinois State Senator Robert Peters (D-Chicago). Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois We see them. This relief is a critical tool that will support Illinois families, enabling them to remain in their homes while strengthening communities.. There are no application fees associated with the ILHAF, which is open until 11:59 p.m. Tuesday, Jan. 31, 2023. ILHAF is federally funded through an allocation to the state of Illinois in the American Rescue Plan Act of 2021 (P.L. FREE! IL Homeowners Assistance Program Accepting Applications Copyright 2022 KWQC. Using the Homeowner Assistance Fund program to help For more information and updates on the program, please visit illinoishousinghelp.org. COVID-19 Emergency Assistance for Homeowners ILHAF is funded through an appropriation in the federal American Rescue Plan Act of 2021 (P.L. WebILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted Potential applicants must demonstrate they have either communicated with their mortgage provider about their inability to pay or sought counseling with a HUD-approved counseling organization. Of Illinois Emergencies Homeowner Assistance Fund (ILHAF) program is now accept applications for assistant! The Illinois Homeowner Assistance Fund will help people keep up with mortgage or other housing related issues while they get back on their feet. "After helping tens of thousands of renters avoid eviction, this program for homeowners is the next step in our ongoing efforts to make sure nobody is left behind in our state's recovery. Pritzker Administration Announces up to $30,000 in Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. Up to 3 months of prospective payments, if necessary. Illinois Emergency Homeowner Assistance Fund (ILHAF) IHDA How to Apply for the Illinois Homeowner Assistance Fund WebThe Illinois Emergency Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body 5 Days a week. Applications for Homeowners Affected by COVID-19 to Open in April. ILHAF assistance is designed to help homeowners avoid mortgage default and foreclosure after experiencing a financial hardship related to the COVID-19 pandemic. Proof of identification, including but not limited to a driver's license, state ID, permanent residency card or other form of ID. To qualify for ILHAF assistance, Illinois homeowners must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 (including a hardship that began before Jan. 21, 2020, but continued after that date). Illinois Housing Help - IHDA WebOops, something went wrong. "Illinois is committed to helping eligible homeowners as quickly as possible and we will continue to make sure this assistance is distributed fairly and efficiently to families in need.". Illinois Manufactured Housing AssociationP.O. Financial assistance being offered to Illinois homeowners Offered by the state of Illinois through the Illinois Housing Development Authority Funded from the Together these programs will deliver more than $1 billion in emergency rent and mortgage payment assistance to Illinois households during the pandemic. The Illinois Housing Development Authority (IHDA) announced the Illinois Homeowner Assistance Fund (ILHAF) is now open to support qualified homeowners who WebContact HODC at 847-564-2900 to make an appointment. When is the deadline to apply? "Housing stability is a crucial part of our economic recovery, and I'm pleased to announce that Illinois residents can now apply for $30,000 in mortgage support," said Governor JB Pritzker. Pritzker Administration Reopens Housing Assistance Program IHDA has partnered with more than 35 non-profit housing counseling agencies, community-based organizations, and legal aid groups across Illinois to help homeowners overcome technological and/or language barriers, or are already in the foreclosure process. To be eligible to apply, homeowners must have consulted with a HUD-certified housing counselor or spoke to their mortgage servicer about their mitigation options beginning January 1, 2022. This can include a qualified financial hardship that began before January 21, 2020, and continued after that date. Illinois Housing Help is Here! - FAQs "Illinois was the fastest state in the nation to respond to the housing crisis of 2020, and with the need still high, we're delivering another $309 million to struggling mortgage owners this spring. "There has been a great deal of distress over the past two years, and the fear of losing one's home shouldn't be on the minds of our homeowners. Eligible homeowners can receive up to $60,000 in emergency mortgage assistance or housing-related expenses (such as property taxes, homeowners insurance, HOA fees) paid directly to your mortgage servicer or other approved entity. Chicago is seeing an influx in foreclosure filings as many households impacted by the pandemic are still struggling to make their mortgage payments or catch up from missed payments, Assistant Majority Leader Delia Ramirez (D-Chicago) said. ILHAF We responded quickly and equitably to the economic instability caused by the pandemic when it threatened that right, said Lt. Need help applying? Web2. Illinois Emergency Homeowner Assistance Fund - HODC ILHAF is up to $60,000 in emergency assistance for eligible Illinois homeowners that will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. Homeowners who need help preparing for their application can visit www.illinoishousinghelp.org or call 866-454-3571 to connect with a ILHAF program partner. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. However, if a homeowner received emergency mortgage assistance to cover mortgage payments in 2020, they may only receive ILHAF assistance for costs incurred in 2021. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC Homeowners may apply for ILHAF assistance even if they received emergency mortgage assistance in the past through IHDA. ILHAF The Illinois Housing Development Authority (IHDA) has made emergency homeowner assistance available through the Illinois Homeowner Assistance Fund (ILHAF). A certificate from a HUD This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. For more information and updates on the ILHAF program, please visit www.illinoishousinghelp.org. Senator Dick Durbin (D-IL). The state of Illinois was allocated $386.9 million which was appropriated to IHDA by the Illinois General Assembly (P.A. from another federal, state, local, nonprofit, or tribal source. 117-2), which was signed into law by President Joe Biden in March 2021. Eligible homeowners can receive up to $60,000 in emergency assistance paid directly to your mortgage servicer, taxing body, or other approved entity. The U.S. Department of the Treasury requires this assistance be used as a last resort, therefore struggling homeowners are federally required to seek other relief options prior to being eligible to apply for assistance through ILHAF in April. This technical assistance is provided at no cost and is available in more than 37 languages, including American Sign Language. I encourage people in my district, and all over our state to learn more about this program," said Congressman Jess "Chuy" Garca (D-Chicago). Illinois to reopen mortgage assistance program: What to know The Illinois Emergency Homeowner Assistance Fund (ILHAF) A certificate from a HUD-certified housing counselor or a letter from a mortgage servicer detailing efforts to resolve the delinquency is required to have an ILHAF application reviewed. "While the pandemic created widespread financial hardship across our state, it was our most vulnerable residents who felt the biggest burdens, which is why we are committed to seeing this assistance distributed as quickly and fairly as possible.". I'll keep working with Governor Pritzker to help ensure Illinois renters and homeowners have the support they need.". Indiana's Homeowners Assistance Fund (IHAF) - 877-GET-HOPE Homeowner cannot receive the same assistance for mortgage payment, mortgage reinstatement, property charges, property taxes, etc. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. Homeowner has experienced a financial hardship since January 21, 2020 as a result of the COVID-19 pandemic and is seeking assistance with past due mortgage and/or housing-related expenses. Purpose: Mortgage servicers must distribute this letter (on its letterhead is IDOA & State Fire Marshal Encourage Grain Bin Safety, VP McNary Named FNB Chief Lending Officer. "If you need assistance with your mortgage or property taxes, don't wait. Up To $30,000 In Housing Relief For Eligible Homeowners Residential properties that are located in Illinois that are one- to four-units. Pritzker Administration Announces up to $30,000 in Housing Relief per Eligible Homeowners Applications for Homeowners Affected by COVID-19 to Open in April CHICAGO Building on Illinois COVID-19 emergency housing assistance response, the Illinois Housing Development Authority (IHDA) announced today applications for homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. WebWaiting for Mortgage Servicer Response: IHDA has completed a review of your application and has sent it to your servicer for confirmation of the amount owed and other details. 102-0017). ", "With the American Rescue Planthanks to Democrats and President Bidenwe were able to provide necessary resources for our hardest-hit small businesses, help our schools safely re-open and boost support for local municipalities in every corner of our state," stated U.S. Behind on housing costs due to Get up to $60,000 from the State of Illinois to - Illinois Legal Aid This funding marks another step forward in our work to ensure all our residents have what they need for themselves and their families., When we say housing is a right, that means we go full force to ensure families have a roof over their heads. Homeowners in communities that have been disproportionately impacted by the health and economic effects of the pandemic will be prioritized in the distribution of assistance, "This funding provided by the American Rescue Plan will serve as lifeline for Illinoisans struggling with mortgage payments and other housing expenses as a result of the COVID-19 pandemic.

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